USDA Rural Development


Tim Sisson of First Home Mortgage is a leading provider of USDA mortgages and provides competitive rates and flexible financing options. Tim offers USDA loans in Dunkirk, Huntingtown, Prince Frederick, as well as the entire state of Maryland. For more information on USDA loans or how to get Pre-Qualified, contact Tim today at 301-327-5817 or click here!

Single Family Housing Guaranteed Loan Program

This allows income eligible households the opportunity to purchase a primary residence in eligible rural areas with NO MONEY DOWN!

Income Eligibility

The maximum household income in Calvert County is $111,350 for a household of 1-4 members, or $147,300 for a household of 5-8 members. All household income will be factored in, even if other parties are not applying for the loan.

What is an eligible area?

All of Calvert County is eligible for USDA financing, along with portions of neighboring counties in Southern Maryland.

Who can answer questions?

Applicants with questions should contact Tim Sisson with First Home Mortgage. He has been utilizing this program for home buyers for several years, and he is knowledge of this product is second to none.

Mortgage Insurance/USDA Guarantee and Annual fee

1% Guarantee fee which can be financed into the loan
.35% Annual fee which is broken down over 12 months and included in your monthly payment.

To find properties which are eligible for USDA financing, click here!